Quick Mortgage Calculator

MortgagePrediction is proud to offer this free online mortgage calculator. The tool below is very simple and easy to use. Just enter in the input section of the calculator total amount of mortgage you are seeking, the number of years you would like to borrow the money for, and an estimated annual interest rate. Our mortgage calculator is only a guide to give you an indication of the monthly repayments you can expect to pay. As a guide, mortgage lenders annual interest rates are 1% higher than Bank of England base rate. If you would like to find out what is today's best mortgage deal please fill in the form on the right and one of our Independent Financial Advisers will try to beat all advertised deals! All members of MortgagePRediction group are regulated by the Financial Services Authority ( FSA ). Please be aware that we might need a few hours to contact lenders and negotiate a special discount for you.


Mortgage Calculator UK

Amount of Lending

Interest Rate


Mortgage Term



Please use only digits and character '.' in our calculator


If you are considering buying a home, or remortgaging your current property then it's essential to take the advice of an independent mortgage advisor. Simply fill in the form on this website and a friendly Financial Services Authority regulated advisor will be in touch soon.

A good independent mortgage adviser will treat you fairly, and take the time to gather all the details of your personal circumstances. Unlike in a bank or a building society, they tailor the service specifically for you. They will analyze your circumstances and your aspirations, and find the perfect mortgage for your needs. They can also give you a full overview of the housing market and provide you with vital house purchasing advice.

Many of us are not particularly financially literate, and find our head spinning when we are confronted with complicated financial jargon. An independent mortgage advisor will carefully explain the details of your mortgage to you in terms that you can understand. It's vital that you understand every aspect of your mortgage, and salesmen in banks and building societies may use jargon as a way of brushing over unsavoury or unsuitable details.

An independent mortgage adviser has been through it all. They can spot problems coming a mile away, and take the necessary steps to avoid them.

It’s also fantastic to have a knowledgeable person on your side when you are trying to arrange a mortgage. It's a very complex and intimidating process, especially for first time buyers. To know you have an intelligent expert on your side throughout the entire process will be a huge weight off your mind.

If you are considering buying a home, or remortgaging your current one then it's essential to use our mortgage calculator and later take the advice of an independent mortgage adviser. Simply fill in the form on this website and a friendly adviser will be in touch soon.


How Much Can I Borrow for a Mortgage?

mortgage calculator uk